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Terms of Service

1. Introduction

By accessing or using the Money Smart Skills courses hosted on, you agree to comply with and be bound by the following terms and conditions. Please read these Terms of Service carefully.

2. User Responsibility & Content Usage

You may access the purchased content through Sharing login credentials or redistributing course materials outside of your immediate family is strictly prohibited. Any unauthorized distribution may lead to termination of your access.

3. Refund Policy

We strive to ensure customer satisfaction. If you are unhappy with your purchase, please contact us to review your situation and understand why our course was not a fit for you. Refunds will be granted at our discretion based on the individual situation.

4. Dispute Resolution

Any disagreements or disputes between you and Money Smart Skills shall be governed by the laws of Maricopa County, Arizona, USA. We will abide by the legal process within this jurisdiction to handle disputes.

5. Age Restrictions

You must be at least 18 years old to purchase our courses. For children under 18, parents or guardians must make the purchase.

6. Intellectual Property Rights

All content, including course materials, video instructions, and any related intellectual property, is the exclusive property of Money Smart Skills. Any unauthorized use or infringement may lead to legal action.

7. Cookies and Tracking

As of August 2023, our website uses only functional cookies., the platform hosting our courses, may use its own tracking pixels and cookies. Please refer to their privacy policy for more information.

8. Changes to Terms

We reserve the right to modify or replace these Terms of Service at any time. Continued use of our services after any modifications constitutes acceptance of the new terms.

9. Contact Information

If you have any questions about these Terms, please contact us with the information provided on the Contact Us page of this website.

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